Commercial

Small Business Solutions 

As a small business owner, you need a banking partner you can trust. At Susser Bank, we provide responsive, personable service and customized solutions you need today, tomorrow, and for future generations. 

By choosing an SBA loan with Susser Bank, you’ll benefit from: 

Efficient Approvals 

  • As an SBA Preferred Lender, we are entrusted to underwrite your capital needs in a timely manner 
  • We have an experienced team who helps you navigate the SBA process 
  • Our team values clear communication, responsiveness and transparency 

A Trusted Partnership 

  • Our leadership’s history of entrepreneurialism acknowledges the significance of running a business and the value of having a banking partner to achieve your goals 
  • We invest time to understand your business so we can help you grow 

Find the Right Loan for Your Business 

Eligible Use of Proceeds 

The allowable use of proceeds for an SBA loan is more flexible than typical conventional uses. SBA funds may be used for the following: 

  • Owner-occupied commercial real estate 
  • Equipment 
  • Business acquisitions and partner buyouts 
  • Construction – including renovations to an existing building or “ground-up” construction 
  • Expansion projects 
  • Franchise financing 
  • Lease hold improvements 
  • Refinancing certain debts 
  • Permanent working capital 

Loan Programs 

  • SBA 7(a) loans from $500,000 to $5,000,000 
  • Small Loan Program (SLP) loans from $250,000 to $500,000 
  • 504: Susser Bank partners with a local Certified Development Company (CDC) to finance the acquisition or construction of commercial real estate 
  • Loan amounts up to $12,000,000 
  • Financing up to 90% LTV 

Favorable Terms 

SBA loans allow for higher loan-to value, lower equity injection requirements, and longer terms with no balloons: 

  • Equity injection requirements typically begin at 10% of the total project cost 
  • Commercial real estate allows for a 25-year term 
  • All other funds have up to 10-year terms 

Commercial

Small Business Solutions 

As a small business owner, you need a banking partner you can trust. At Susser Bank, we provide responsive, personable service and customized solutions you need today, tomorrow, and for future generations. 

By choosing an SBA loan with Susser Bank, you’ll benefit from: 

Efficient Approvals 

  • As an SBA Preferred Lender, we are entrusted to underwrite your capital needs in a timely manner 
  • We have an experienced team who helps you navigate the SBA process 
  • Our team values clear communication, responsiveness and transparency 

A Trusted Partnership 

  • Our leadership’s history of entrepreneurialism acknowledges the significance of running a business and the value of having a banking partner to achieve your goals 
  • We invest time to understand your business so we can help you grow 

Find the Right Loan for Your Business 

Eligible Use of Proceeds 

The allowable use of proceeds for an SBA loan is more flexible than typical conventional uses. SBA funds may be used for the following: 

  • Owner-occupied commercial real estate 
  • Equipment 
  • Business acquisitions and partner buyouts 
  • Construction – including renovations to an existing building or “ground-up” construction 
  • Expansion projects 
  • Franchise financing 
  • Lease hold improvements 
  • Refinancing certain debts 
  • Permanent working capital 

Loan Programs 

  • SBA 7(a) loans from $500,000 to $5,000,000 
  • Small Loan Program (SLP) loans from $250,000 to $500,000 
  • 504: Susser Bank partners with a local Certified Development Company (CDC) to finance the acquisition or construction of commercial real estate 
  • Loan amounts up to $12,000,000 
  • Financing up to 90% LTV 

Favorable Terms 

SBA loans allow for higher loan-to value, lower equity injection requirements, and longer terms with no balloons: 

  • Equity injection requirements typically begin at 10% of the total project cost 
  • Commercial real estate allows for a 25-year term 
  • All other funds have up to 10-year terms 

What Our Clients Say

Shrikar Kasturi
Skyview Capital

We have a very efficient and professional experience dealing with Susser Bank. Our requests on any loan documents or directly with the bank are dealt with very efficiently and in a timely manner.

Anthony Loth
Bailey Hardware and Hydraulics

Susser Bank has been an invaluable partner to me since I purchased my business eight years ago. They know you by name and treat you with great care. I feel like I get big bank benefits with small bank personal treatment, so the best of both worlds.

SBA Forms

SBA Form 1919 (Borrower Information Form)
SBA Guarantor Application
Business Debt Schedule
Personal Financial Statement
Request for Transcript of Tax Return

Apply For an SBA Loan 

To apply for an SBA loan, contact your Susser Banker, Scott Rhinehart or a Client Care team member.

Scott Rhinehart 

SBA Director
[email protected]